Advisory services offered through Blue Wealth Inc. (BWI)

Blue Financial, Inc. & BWI are affiliated entities.

OUR WEALTH MANAGEMENT & RETIREMENT PLANNING SERVICES

We provide a wide range of financial services to meet your needs. Our focus is on developing comprehensive retirement plans for our clients that take a holistic approach to their wealth management needs.

What We Have To Offer

There are a lot of pieces that go into a holistic financial and retirement plan. Below are the main services we offer.


Click or tap on a service to learn more.

When you're ready to learn more, call us or click below to request your free Retirement BluePrint. We'll help you determine if and when you'll be ready to retire. If we're a good fit, we'll help design and implement your Retirement BluePrint plan.

Get Your Retirement BluePrint Report →

Advisory services offered through Blue Wealth Inc. (BWI)

Blue Financial, Inc. & BWI are affiliated entities.

Investment & Wealth Management

Investment & Wealth Management

Nothing can protect you completely from market volatility but aligning your portfolio allocations with your risk tolerances to help ensure that you’re comfortable with your wealth management choices is always the first step. After that, constant monitoring, review and assessment gives us the right information to stay the course or course-correct if needed. We'll help you set realistic goals and check-in regularly to make sure we're on course to hit them.

Nothing can protect you completely from market volatility but aligning your portfolio allocations with your risk tolerances to help ensure that you’re comfortable with your wealth management choices is always the first step. After that, constant monitoring, review and assessment gives us the right information to stay the course or course-correct if needed. We'll help you set realistic goals and check-in regularly to make sure we're on course to hit them.




















Advisory services offered through Blue Wealth Inc. (BWI).

Blue Financial, Inc. & BWI are affiliated entities.




















Advisory services offered through Blue Wealth Inc. (BWI)

Blue Financial, Inc. & BWI are affiliated entities.

Retirement Tax Strategy & Minimization

Retirement Tax Strategy & Minimization

Charting the waters of constantly changing tax laws can be difficult and confusing. On top of that, no one knows where taxes will be in the future, but there isn't much room for them to go lower. A proactive approach to tax minimization is the best course of action. We'll help you navigate your tax strategy to ensure you have plan in place to minimize the amount of taxes you pay in retirement so you can keep more of your hard-earned money.

Charting the waters of constantly changing tax laws can be difficult and confusing. On top of that, no one knows where taxes will be in the future, but there isn't much room for them to go lower. A proactive approach to tax minimization is the best course of action. We'll help you navigate your tax strategy to ensure you have plan in place to minimize the amount of taxes you pay in retirement so you can keep more of your hard-earned money.

Roth IRA Conversions

Roth IRA Conversions

Roth IRA conversions can be used to convert tax-deferred retirement savings into tax-free growth in the future. This strategy can help create tax-free retirement income by paying taxes now to avoid paying taxes in the future. If you think taxes will go up in the future, this strategy can be used to avoid higher tax rates by locking in historically low tax rates now. Roth IRA conversions can be a great retirement tax strategy, but they aren't right for everyone. We'll take a comprehensive look at retirement plan to determine if this strategy is right for you.

Roth IRA conversions can be used to convert tax-deferred retirement savings into tax-free growth in the future. This strategy can help create tax-free retirement income by paying taxes now to avoid paying taxes in the future. If you think taxes will go up in the future, this strategy can be used to avoid higher tax rates by locking in historically low tax rates now. Roth IRA conversions can be a great retirement tax strategy, but they aren't right for everyone. We'll take a comprehensive look at retirement plan to determine if this strategy is right for you.





















Advisory services offered through Blue Wealth Inc. (BWI)

Blue Financial, Inc. & BWI are affiliated entities.
























Advisory services offered through Blue Wealth Inc. (BWI)

Blue Financial, Inc. & BWI are affiliated entities.

Social Security Timing & Optimization

Social Security Timing & Optimization

When and how to take Social Security benefits is one of the most important retirement decisions you'll make. One, irreversible mistake could potentially leave tens of thousands of dollars on the table. With hundreds of different Social Security claiming strategies, we'll help you figure out the best Social Security timing for your situation and make sure you're taking advantage of spousal benefits, if applicable. We'll run all the various scenarios with our powerful software to ensure you are maximizing your Social Security income, reducing tax consequences and avoiding common mistakes.

When and how to take Social Security benefits is one of the most important retirement decisions you'll make. One, irreversible mistake could potentially leave tens of thousands of dollars on the table. With hundreds of different Social Security claiming strategies, we'll help you figure out the best Social Security timing for your situation and make sure you're taking advantage of spousal benefits, if applicable. We'll run all the various scenarios with our powerful software to ensure you are maximizing your Social Security income, reducing tax consequences and avoiding common mistakes.

Retirement Income Planning

Retirement Income Planning

You may have done a great job of saving for retirement over the course of your career, but, once you're ready to retire, you enter the distribution phase of retirement where you have to make sure you don't run out of money as you draw from your retirement savings. It's important to have a proper retirement income plan in place so that you'll know you have enough guaranteed income to cover all of your expenses as well as enjoy the perks of retirement. We'll help you create a retirement income plan that will meet your retirement needs and help cover any trips, major purchases or any other retirement plans you may have. All while ensuring you don't run out of money in retirement.

You may have done a great job of saving for retirement over the course of your career, but, once you're ready to retire, you enter the distribution phase of retirement where you have to make sure you don't run out of money as you draw from your retirement savings. It's important to have a proper retirement income plan in place so that you'll know you have enough guaranteed income to cover all of your expenses as well as enjoy the perks of retirement. We'll help you create a retirement income plan that will meet your retirement needs and help cover any trips, major purchases or any other retirement plans you may have. All while ensuring you don't run out of money in retirement.

























Advisory services offered through Blue Wealth Inc. (BWI)

Blue Financial, Inc. & BWI are affiliated entities.























Advisory services offered through Blue Wealth Inc. (BWI)

Blue Financial, Inc. & BWI are affiliated entities.

Legacy Planning & Estate Preservation

Legacy Planning

It's a part of life no one likes to think about, but having a proper plan in place for your legacy will help your loved ones move on easier once you're no longer with them. We'll work with you to develop a plan to pass on your assets and legacy your way. We can help your heirs avoid probate and unnecessary tax consequences, make sure you have up to date wills and medical directives, and even make charitable contributions to the organizations you value most. A comprehensive estate plan can help ease your passing on your family.

It's a part of life no one likes to think about, but having a proper plan in place for your legacy will help your loved ones move on easier once you're no longer with them. We'll work with you to develop a plan to pass on your assets and legacy your way. We can help your heirs avoid probate and unnecessary tax consequences, make sure you have up to date wills and medical directives, and even make charitable contributions to the organizations you value most. A comprehensive legacy plan can help ease your passing on your family.

Healthcare & Long-Term Care Planning

Healthcare & Long-Term Care Planning

Planning for long-term care and rising health care premiums is an important part of protecting your retirement income and legacy. The average retiree can expect to pay hundreds of thousands of dollars on health care expenses without the proper coverage and strategies. We'll help you develop a holistic approach to ensure that no matter what life throws your way, you'll be ready for it and your assets will be protected.

Planning for long-term care and rising health care premiums is an important part of protecting your retirement income and legacy. The average retiree can expect to pay hundreds of thousands of dollars on health care expenses without the proper coverage and strategies. We'll help you develop a holistic approach to ensure that no matter what life throws your way, you'll be ready for it and your assets will be protected.




















Advisory services offered through Blue Wealth Inc. (BWI)

Blue Financial, Inc. & BWI are affiliated entities.




















Advisory services offered through Blue Wealth Inc (BWI)

Blue Financial, Inc. & BWI are affiliated entities.

401(k) & 403(b) Rollovers

401(k) & 403(b) Rollovers

Often times, when leaving a job, folks get busy and forget about their old retirement plans. Whether you have a 401(k), 403(b) or any other employer-sponsored retirement account, we can help you navigate your choices and make the best decision for your rollover strategy.

Often times, when leaving a job, folks get busy and forget about their old retirement plans. Whether you have a 401(k), 403(b) or any other employer-sponsored retirement account, we can help you navigate your choices and make the best decision for your rollover strategy.

Insurance Strategies

Insurance Strategies

Life is full of the unexpected. We can help make sure you have the proper insurance strategies in place to help protect your loved ones, your business or anything else that you cherish.

Life is full of the unexpected. We can help make sure you have the proper insurance strategies in place to help protect your loved ones, your business or anything else that you cherish.

Share by: