Tailored Retirement Planning & Wealth Management Services



INVEST WISER | MINIMIZE TAXES | MAXIMIZE INCOME

We specialize in helping you plan for and enjoy your retirement years without the worry of outliving your money.

*Advisory Services offered through Blue Wealth Inc (BWI).

Blue Financial, Inc. & BWI are affiliated entities.

AS FEATURED ON

BUILDING A BLUEPRINT FOR YOUR FINANCIAL FUTURE

We are financial advisors based in Charlotte, NC who specialize in helping you prepare for the retirement you deserve. You've worked hard to accumulate and save for retirement. We'll help you build a sound strategy to ensure you won't run out of money or overpay in taxes.

FIDUCIARY

We are legally bound to always act in our client's best interests. Seriously!

NO HIDDEN FEES

As a fee-based firm, we are fully transparent on how we are compensated.

CFP® PROFESSIONAL

We are held to a higher standard, and we're proud of that! Your satisfaction is our #1 priority.

GIVING BACK

We believe in charity and giving back to our community.

FIDUCIARY

We are legally bound to always act in our client's best interests. Seriously!

NO HIDDEN FEES

As a fee-based firm, we are fully transparent on how we are compensated.

CFP® PROFESSIONAL

We are held to a higher standard, and we're proud of that! Your satisfaction is our #1 priority.

GIVING BACK

We believe in charity and giving back to our community.

*Advisory Services offered through Blue Wealth Inc (BWI).

Blue Financial, Inc. & BWI are affiliated entities.


RETIREMENT PLANNING SERVICES

Charlotte-based retirement planners and wealth management professionals specializing in helping those over age 50 prepare for and enjoy retirement. We help clients all over the U.S. with the following:

Have confidence knowing your investments stay with established institutions.



*Advisory Services offered through Blue Wealth Inc (BWI).

Blue Financial, Inc. & BWI are affiliated entities.

Alex Calott, NSSA® & Austin Powell, CFP®, NSSA®


After observing the philosophy at large investment firms, we noticed a huge problem. People were underprepared for retirement and didn't have a plan to ensure they wouldn't outlive their savings or pay too much in taxes. These firms were solely focused on growing their assets, not preserving them and creating a reliable income stream in the distribution phase of retirement.

That's why we founded Blue Financial, Inc. nearly ten years ago. We ask the right questions and address the big issues to help design a holistic financial plan for you that you can count on now and in the future.


Together, we’ll walk through each step of the process to build a sound financial and retirement plan focused on achieving your goals because that’s the only benchmark that matters.


Meet The Team →

*Advisory Services offered through Blue Wealth Inc (BWI).

Blue Financial, Inc. & BWI are affiliated entities.

Alex Calott, NSSA® & Austin Powell, CFP®, NSSA®


After observing the philosophy at large investment firms, we noticed a huge problem. People were underprepared for retirement and didn't have a plan to ensure they wouldn't outlive their savings or pay too much in taxes. These firms were solely focused on growing their assets, not preserving them and creating a reliable income stream in the distribution phase of retirement.

That's why we founded Blue Financial nearly ten years ago. We ask the right questions and address the big issues to help design a holistic financial plan for you that you can count on now and in the future.


Together, we’ll walk through each step of the process to build a sound financial and retirement plan focused on achieving your goals because that’s the only benchmark that matters.

Meet The Team →

WORKING TOGETHER TO ACHIEVE YOUR FINANCIAL AND RETIREMENT GOALS

Blue Financial's Retirement BluePrint Process

01

Assess Needs & Goals

This is where we get to know each other to make sure we're a good fit and also to learn about your retirement goals.

02

Strategize & Plan

Based on your current needs and future goals, we'll create a comprehensive plan based on your personal situation.

03

Review & Finalize

We'll meet to review your plan, answer  questions and make any necessary adjustments based on your feedback.

04

Implement & Monitor

We'll put our plan in place and meet regularly to assess and make any necessary changes.

Get Your Free Retirement BluePrint Report →

*Advisory Services offered through Blue Wealth Inc. (BWI)

Blue Financial, Inc. & BWI are affiliated entities.

WORKING TOGETHER TO ACHIEVE YOUR FINANCIAL AND RETIREMENT GOALS

Blue Financial's Retirement BluePrint Process

01

Assess Needs & Goals

This is where we get to know each other to make sure we're a good fit and also to learn about your retirement goals.

02

Strategize & Plan

Based on your current needs and future goals, we'll create a comprehensive plan based on your personal situation.

03

Review & Finalize

We'll meet to review your plan, answer  questions and make any necessary adjustments based on your feedback.

04

Implement & Monitor

We'll put our plan in place and meet regularly to assess and make any necessary changes.

Get Your Free Retirement BluePrint Report →

Get Access To Blue Financial's Retirement Cheat Sheet Library

  • Social Security Cheat Sheet
  • 401(k) Rollover Cheat Sheet
  • Roth Conversions Cheat Sheet
  • Capital Gains Cheat Sheet
  • Taxes In Retirement Cheat Sheet

Retirement Cheat Sheets

Blue Financial Lends a Hand for Second Harvest Food Bank of Metrolina


Charlotte-area Financial Advisors, Austin Powell and Alex Calott, co-founders of Blue Financial, promote community engagement with support of Second Harvest Food Bank of Metrolina and their mission to eliminate hunger and food insecurity.

Read On Yahoo →

How the Social Security Earnings Test May Affect Your Retirement


If you start taking Social Security benefits before your full retirement age and decide to continue working, you need to understand how the earnings test works.

Read On Kiplinger →

Contact Us


(704) 302-1141

[email protected]

5970 Fairview Rd., Suite 400 Charlotte, NC 28210

Have a question? We are here to help. Send us a message and we’ll be in touch. 

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Latest Retirement News, Tips & Tricks From Our Blog

5 Ways to Reduce Your Taxes in Retirement
By Austin Powell August 13, 2021
What are the biggest expenses you’ll face in retirement? Healthcare? Housing? Travel? All of those costs could be significant, but one of the biggest could be taxes. That’s right. Just because you’re done working, doesn’t mean you’re done paying taxes. Many sources of retirement income, like Social Security, pensions, and retirement account distributions, are taxable. That doesn’t even include the wide range of other taxes you could face, like property taxes, sales tax, and more. Taxes may be a part of life, but they can also be a drain on your retirement. Every dollar you pay in taxes is a dollar that can’t be used to support your lifestyle and fund your goals.
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